What is personal umbrella insurance?
Personal umbrella insurance provides coverage beyond your homeowner or auto policy by adding an extra layer of liability coverage. Coverage is provided in amounts of $1,000,000 increments. Umbrella insurance also covers situations that may not be covered by another policy such as slander or libel.
The umbrella policy coverage "kicks in" where you’re existing coverage ends, up to limit of the umbrella policy purchased.
Personal Umbrella Protection covers:
- Operating most motor vehicles, including cars, RV’s, motorcycles, pickup trucks, and most watercraft
- Incidents involving any property covered by your basic homeowners policy.
- Incidents alleging slander, libel, defamation of character, invasion of privacy, even false arrest.
- Business liability coverage is provided if covered by your basic homeowners policy.
With Permission © Insurance Information Institute, Inc. - ALL RIGHTS RESERVED -
|
|
|
Exceptional savings for "average" people.
|
|
 “I use Winooski Insurance personally and also refer them to my clients. Their rates are very competitive and their staff is friendly and effi cient.”
Mark Chaffee
Mortgage Financial, Inc.
 “When I switched my home and auto coverage to Winooski Insurance, they didn’t just try to sell me the same policy. They asked me the right questions to get me better coverage, while saving me money. I feel confi dent that they shop the best price for me each year.”
Sue Gosselin
Colchester, VT.
|
|
webmail login